Attention homeowners in Aurora and Arapahoe County: Get an Appraisal today!
Here are the top reasons CO homeowners need Appraise Colorado Inc:
Do you own a home in or near Aurora? Do you need help determining the price of your real estate?
We at Appraise Colorado Inc understand the individual needs of a consumer in need of appraisal services. Our customary business clients get the appraisal process and the standard "products" we deliver to them. But as a general consumer,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your home because you probably have an emotional attachment to it. Our professional appraisers at Appraise Colorado Inc are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract buyers. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value judgement than yours.
Appraisals to remove PMI
A preferred way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We are veterans in helping folks just like you abolish undesirable PMI insurance.
Challenging Arapahoe county's assessment of your property
Your local tax assessor may have your house overvalued if you live in a local area that's declining or not appreciating as much as other houses nearby. This only means you are paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Appraise Colorado Inc is your chief weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
If your home is in a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult from a cash flow angle, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Appraise Colorado Inc can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Have you just been given a copy of your appraisal and you would prefer to have an expert double-check it for verity or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your property.